Disclaimers

This webpage contains disclosures related to Southern Lending Services, Ltd., social media messages.

Social media messages are provided as informational only. They are not a commitment to lend. Loan approvals are subject to credit, underwriting, and property approval. Not all loans available in all areas, and not all borrowers will qualify. Terms, programs, and interest rates are subject to discontinuation or change at any time without notice. Home loans may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Some loans may be government insured. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. Refinancing your mortgage loan to reduce total monthly payments may lengthen the repayment term or increase total interest expense compared with your current situation.

 

Southern Lending Services, Ltd.

The following licenses are held by Southern Lending Services, Ltd, NMLS ID #342900. 

Corporate office is located at: 8911 N. Capital Texas Highway #4300F, Austin, TX  78759

• Texas - Southern Lending Services, Ltd SML Mortgage Company License 342900

https://www.nmlsconsumeraccess.org/

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

TO FILE A COMPLAINT WITH SOUTHERN LENDING SERVICES PLEASE CLICK HERE. 

Equal Housing and Fair Lending Statement

We are an equal opportunity lender and are committed to fair and responsible lending practices. We do not discriminate in any aspect of the housing or credit process on the basis of race, color, religion, national origin, sex, handicap, familial status, age (provided the applicant has the capacity to contract), marital status, sexual orientation, gender identity, receipt of public assistance income, or because you have exercised your rights under the Consumer Credit Protection Act.

As required by federal law, we comply with the Equal Credit Opportunity Act (ECOA), Fair Housing Act, and all applicable state and local fair lending regulations.